Munster Wealth Management – Privacy and Cookie Policy
Effective Date: March 01, 2025
Munster Wealth Management ("we," "us," or "our") is committed to protecting your privacy.
This Privacy and Cookie Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website, https://www.munsterwealthmanagement.ie/ (the "Website") or use our services.
1. Information We Collect
We may collect the following types of information:
Personal Information:
This includes information you voluntarily provide to us, such as your name, email address, phone number, postal address, and financial information (where applicable) when you:
- Request a quote or consultation.
- Contact us through our contact form or email.
- Subscribe to our newsletter or marketing communications.
- Apply for a job.
Automatically Collected Information:
When you visit our Website, we automatically collect certain information, including:
IP address: Your computer's IP address.
Browser type: The type of web browser you are using.
Operating system: The operating system running on your computer.
Referring URLs: The pages you visited before and after navigating to the Website.
Pages visited: The pages you viewed on the Website.
Dates and times of visits: The dates and times you accessed the Website.
Device information: Including device type, model, and settings.
Cookies and Similar Technologies: We use cookies and similar technologies (e.g., web beacons, pixels) to collect information about your browsing activity. See the "Cookies" section below for more details.
2. How We Use Your Information
We use your information for the following purposes:
To Provide and Improve Our Services:
- Providing retirement planning, investment advice, tax planning, and insurance solutions.
- Personalizing your experience on our Website.
- Improving the functionality and user-friendliness of the Website.
To Communicate with You:
Responding to your inquiries and requests.
Sending you information about our services, promotions, and events.
Sending you newsletters and marketing communications (where you have opted in).
For Business Purposes:
Analyzing Website usage trends.
Conducting market research.
Preventing fraud and abuse.
Complying with legal and regulatory requirements.
For Recruitment Purposes:
Processing job applications.
Contacting applicants for interviews.
3. How We Share Your Information
We may share your information with the following categories of recipients:
Service Providers:
We may share your information with third-party service providers who assist us with website hosting, data analytics, email marketing, and other business operations. These providers are contractually obligated to protect your information and only use it for the purposes we specify.
Legal and Regulatory Authorities:
We may disclose your information to legal and regulatory authorities if required by law or legal process.
Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.
With Your Consent: We may share your information with third parties with your consent.
4. Cookies
We use cookies to collect information about your browsing activity on our Website. Cookies are small data files that are stored on your device.
We use the following types of cookies:
Strictly Necessary Cookies:
These cookies are essential for the Website to function properly. They enable you to navigate the Website and use its features.
Performance Cookies:
These cookies collect information about how you use the Website, such as which pages you visit most often. This information is used to improve the Website's performance.
Functionality Cookies: These cookies allow the Website to remember your preferences, such as your language settings.
Targeting/Advertising Cookies: These cookies are used to deliver targeted advertisements to you based on your interests. These cookies may also be used to track your browsing activity across other websites.
Managing Cookies:
You can control cookies through your browser settings. Most browsers allow you to block or delete cookies. Please note that blocking or deleting cookies may affect the functionality of the Website. Because we use Osano, you will be presented with a cookie consent banner when you first visit our site, allowing you to manage your cookie preferences. You can withdraw your consent at any time by clearing your browser cookies.
5. Data Security
We take reasonable measures to protect your information from unauthorized access, use, or disclosure. These measures include:
- Using encryption to protect sensitive information transmitted online.
- Storing your information on secure servers.
- Limiting access to your information to authorised personnel.
- Regularly reviewing our security procedures.
However, no method of transmission over the internet or method of electronic storage is completely secure. Therefore, we cannot guarantee the absolute security of your information.
6. Data Retention
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
7. Your Rights
You have the following rights regarding your personal information:
Right to Access: You have the right to access the personal information we hold about you.
Right to Rectification: You have the right to request that we correct any inaccurate or incomplete personal information.
Right to Erasure: You have the right to request that we erase your personal information, under certain circumstances.
Right to Restriction of Processing: You have the right to request that we restrict the processing of your personal information, under certain circumstances.
Right to Data Portability: You have the right to receive your personal information in a structured, commonly used, and machine-readable format and to transmit that data to another controller.
Right to Object: You have the right to object to the processing of your personal information, under certain circumstances.
Right to Withdraw Consent: If we are processing your personal information based on your consent, you have the right to withdraw your consent at any time.
To exercise your rights, please contact us using the contact information below.
8. Links to Other Websites
Our Website may contain links to other websites. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policies of any websites you visit.
9. Changes to this Privacy Policy
We may update this Privacy Policy from time to time. We will post any changes on our Website. Your continued use of the Website after the posting of changes constitutes your acceptance of the revised Privacy Policy.
10. Contact UsIf you have any questions about this Privacy Policy, please contact us at:
Munster Wealth Management
6 Day Place
Tralee
Co.Kerry
Ireland
0868367839
john.moynihan@csg.ie
